Point of View

From misconceptions to protection: Closing the gap in New Hampshire’s flood insurance coverage

Most people assume that their home insurance covers any flood damage they might have, but it does not – It is critical to appreciate that homeowners insurance almost never covers flood damage. Without a separate flood policy, any damage resulting from flooding or flood-related erosion caused by waves or currents accompanied by a severe storm, a flash flood, an abnormal tide surge, or something similar, will not be covered. READ MORE