Articles by D.J. Bettencourt

Most people assume that their home insurance covers any flood damage they might have, but it does not – It is critical to appreciate that homeowners insurance almost never covers flood damage. Without a separate flood policy, any damage resulting from flooding or flood-related erosion caused by waves or currents accompanied by a severe storm, a flash flood, an abnormal tide surge, or something similar, will not be covered. READ MORE

As animal lovers in New Hampshire understand, veterinary care can be eye-poppingly expensive. The number of American households with at least one pet is at an all-time high, as are pet care costs. This year, consumers are estimated to spend well over $30 billion on veterinarian care and product sales, according to the American Pet Products Association. READ MORE